Listen up, Lazy Girls! Plump your pillows, stretch your legs and draw the curtains – it’s time to shut out real life and read this guide to accessorising for the excessively lazy. Enjoy!

Do you often find yourself rushing from the house, one shoe in hand, stuffing your purse into a bag you got free with a magazine five years ago and slinging a hastily-chosen (and so last season) necklace around your neck? Yes? Well worry no more, fellow flagging fashionistas. This guide will show you how to accessorise your outfit quicker than you can say ‘just five more minutes’…

Jewellery
Finding unique, stylish and inexpensive jewellery can be a real pain in your denim-clad behind. Hunting down those independent boutiques takes time and effort, and for a lazy girl, it’s all too easy to pop down to Primark and buy whatever looks sparkliest. But if you really want to transform an outfit, statement jewellery is the way to go.

L: Handmade corsage, Eclectic Eccentricity necklace, Primark ring

Scarves are the forgotten friends of the lazy fashionista – if you can tie a knot, you can work a scarf. The easiest way is around the neck…


ASOS gold and black silk scarf, vintage red and cream silk scarf
Long or short, tied in the middle or at a kooky angle, scarves add a flash of colour, pattern and detail to your outfit. You could also wind one through your hair, slip one over your wrist or tie one to the handle of your bag. And the simplest of knots will do – you don’t need a naval officer for this one (although you might want one anyway).
Top tip – Charity shops are a treasure trove of kitsch scarves your grandmother would be proud of, but you’ll have to root for them, as they’re often hidden in boxes of bric-a-brac. Take a limber friend along for this bit.
BagsThere’s nothing wrong with hoarding handbags – it’s every woman’s right. Just like using chocolate as a mood improver and demanding full use of the bathroom, a wardrobe crammed with handbags is part of the female psyche.


L: Fossil leather shoulder bag. A big, slouchy bag is perfect for lugging your essentials around during the day. R: Rocha John Rocha leather satchel. An across the body bag leaves your hands free for nail painting, tweeting and trying on shoes.

L: Thrifted straw bag. Straw bags just scream summer and they’re perfect for stashing sun cream.R: Thrifted mini leather across body bag. Every girl needs something small and dainty to dance around on a night out.
Top tip – Choose a mix of fabrics, colours and patterns and think about the clothes they go with. Then at 8:02 when your bus is pulling round the corner you can grab the perfect bag and be on your way. 
So there you go, lazy girls. Three simple ways to accessorise your outfits, leaving you fashionable in a flash with plenty of time for your morning croissant. Eaten in bed, of course. 

Are you like me? Does your heartbeat quicken as you walk into a shop? Do you love the rustle of new carrier bags, the jangle of shiny coins and the swipe of plastic? Does a shopping trip leave you with heavy bags and a featherlight purse? Yes – you’re like me.

After reading a fascinating piece on finance and the fashion blogger via The Redhead Fashionista, I was struck by the sheer volume of fashion and style bloggers who feel just like I do – pressured into spending to keep up with our richer counterparts. In these credit crunch times, when being in the red is oh so 2007, why do we continue to buy our way into the fash pack? And does it actually work? Do more pennies really equal more style points?

The rate of consumption displayed on so many fashion blogs (including my own) often astounds me. Closets overflowing with couture, shoes stacked pair upon pair, It Bags from seasons past sitting forgotten and forlorn – a financial history at a glance. And a new, up-to-date, on trend and on your credit card outfit is worn once, only to be banished afterwards because real fashion is never repeated. But how long can bloggers like me, on a modest wage with rent and food to factor in, afford to sustain a fashion lifestyle to rival Carrie Bradshaw’s – a girl who once went without food to buy Vogue?

The simple answer is, we can’t. One credit card and an overdraft later, I took action and consolidated my couture commitments into one easy monthly payment. I’m still paying for my Steve Madden leather jacket, my Zara floral dress and my Fossil handbag, but at least I’m not controlled by the need to craft my closet.

I still overspend, I still have debt and I still have a wardrobe that’s far too fat for its own good – remember the Fashion Diet? But I’m becoming a thrifter, rather than a spendthrift. I’m learning. Which seems a ridiculous statement to make, aged 24, but hey. At least I have enough dresses to last ’til I’m 30 (and you can quote me on that. Maybe. I can’t promise I’ll listen).

How do you feel about fashionable finances? Are you a beautiful budgeter who saves for her handbags? Or would you spend a month’s rent on a Burberry raincoat? And if you’re a fashion blogger, do you feel the need to keep up with fashion’s most fickle mistress – the trend? Do tell.

PS – Here’s proving beautiful clothes don’t have to leave you homeless – this 100% silk dress was just £2.99…